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Terms and Conditions

Terms

Terms and Conditions of Use of Quotespot.co.uk

1. Introduction – This page sets forth the terms and conditions that apply to your use of this website located at http://www.Quotespot.co.uk. Quotespot.co.uk is the property of and is solely controlled by Mediamash (NI) Limited. By using this website You, the Visitor or Subscriber, agree to abide by these terms as if you had signed them in writing. If you do not agree to be bound, please discontinue your use of this site. Quotespot.co.uk reserves the right to change the nature of this relationship at any time without notice.

2. Copyright
Quotespot.co.uk includes a combination of content created by us as well as our selected affiliate companies. All materials published on this website, including but not limited to, written content, photographs, graphics, images, illustrations, marks, logos, sound or video clips and flash animation are protected by our copyrights and / or trademarks and those of our affiliate companies. While a visitor may print or download information from this website for personal use only, Quotespot.co.uk reserves all it’s rights and strictly forbids any unauthorised use or distribution of the content of this website in whole or in part for any commercial purpose whatsoever. Visitors to this website must not associate www.Quotespot.co.uk directly or indirectly with any other website, product or service. Exceptions to the above are only available in writing from the site owners.

3. Terms and Conditions of use of this website and Disclaimer

(i) General – The text and articles published on Quotespot.co.uk represent the personal views of the Webmaster and other contributors and is for information purposes only. It should not be construed in any way as “financial advice” with respect to the Financial Services and Markets Act 2000. You are strongly advised to take appropriate professional financial advice before purchasing any insurance product or entering into any binding contracts with third party companies hyperlinked to or otherwise advertised on this website. You should also read the Policy Document relating to any insurance product you are considering purchasing, to ensure that product meets your needs. Quotespot.co.uk does not advise on contracts of insurance, we only provide general information on those subjects as well as links to third party companies and their websites by way of advertising and for your convenience. Any reliance you place on any material published on this website is entirely at your sole risk. Those third party companies may request personal details from you for the purposes of providing your insurance quotation. Quotespot.co.uk does not request such information.

(ii) Status – Quotespot.co.uk is an online insurance resource directory and advertising medium providing free access to companies who choose to advertise with us and their websites. Neither Quotespot.co.uk nor its management or employees accept any responsibility or any liability whatsoever, for the terms applying to an insurance product purchased from a third party via a link on this website, or for any complaints relating to those services or products. Quotespot.co.uk is owned by MEDIAMASH (NI) Ltd, who are an Introducer Appointed Representative of Seopa Ltd.

(iii) Third Party Links – Quotespot.co.uk contains hypertext and image links to websites operated by third party companies and as such these websites are not owned, operated, controlled or maintained by Quotespot.co.uk. While we make every effort to ensure the websites we link to are reputable, Quotespot.co.uk is not responsible for the availability, content, policies, or practices of linked websites. Links to other websites are provided for your convenience only and you access them entirely at your own risk. You should familiarise yourself with the terms and conditions of any third party websites you choose to visit. The inclusion of any third party content on Quotespot.co.uk or a link to a third party site is not an endorsement of that third party website, it’s products or services. Quotespot.co.uk does not recommend, sell, resell or license any of the products or services accessed via third party links and we disclaim any and all responsibility for any liability related to those products or services. Your correspondence or related activities with third parties, including payment transactions, are solely between you and that third party. You agree that Quotespot.co.uk will not be responsible or liable for any loss or damage of any kind incurred as the result of any of your transactions with third parties. Any questions, complaints or claims related to any product or service should be directed to the appropriate third party company.

(iv) Accessibility – Quotespot.co.uk is intended for use solely by residents of the United Kingdom (this excludes the Channel Islands and the Isle of Man). Whilst every care and all reasonable steps are taken to ensure this website is always accessible we will not be held liable if, for any reason, the website is unavailable for any period. We may also have to temporarily suspend access to the website for maintenance but we will try to keep any disruption to a minimum. In addition we cannot guarantee that this website will be free of viruses or defects of any description and we will not be held liable for any technical problems you may suffer as a result of your use of this website.

(v) Accuracy and Validity of Information – Whilst Quotespot.co.uk takes all reasonable steps to ensure that the information generated by ourselves and contained within this website is accurate and up-to-date, it is nonetheless supplied on an “as is” basis and accordingly we do not accept any liability whatsoever for any errors, omissions or inaccuracies. Furthermore Quotespot.co.uk does not accept any liability for errors, omissions or inaccuracies in the content provided by third party affiliate companies. If you are in any doubt as to the accuracy or validity of information made available on this website we strongly recommend you seek verification by contacting us or the appropriate third party company.

(vi) Warranty Disclaimer – We do not represent nor make any warranty in respect of the accuracy, reliability or supply of any of the services or information presented on this website. The services and information presented on this website is for general information only and is not intended to meet your specific personal requirements. We hereby disclaim any and all warranties, express or implied, to the extent permitted by the applicable laws of Northern Ireland.

(vii) General Disclaimer – To the fullest extent permitted by applicable laws of Northern Ireland Quotespot.co.uk hereby excludes liability for any claims, loss, or damages of any kind with respect to the service, information and materials given on this website including, but not limited to, direct, indirect, incidental or consequential loss or damage, whether arising from loss of profits, loss of revenue, loss of data, loss of use or otherwise, whether the possibility of such loss has or has not been notified to Quotespot.co.uk. The above shall apply whether such claims, loss or damage arises in tort, contract, negligence, under statute or otherwise.

4. Privacy Policy and Data Protection
Please note that Quotespot.co.uk does not collect, store or process any personal information from or about our visitors and therefore cannot supply any such information to others. Third Party Companies and their websites advertised by means of hyperlink, text or image on Quotespot.co.uk may collect and / or store information about you in order to process your insurance quotation request. This information is subject to the terms of the Data Protection Act 1998 in accordance with that Company’s Data Protection Policy and as such is not under the control of Quotespot.co.uk.

5. Visitor and Subscriber Rules and Guidelines

(a) Registration
When you register to use Quotespot.co.uk, you will be required to provide certain information about yourself. You agree to provide true, accurate and complete information and to update this information when necessary. If you provide any information that is deliberately untrue or inaccurate or incomplete, or if Quotespot.co.uk suspects any of the above, then at our sole discretion we may, suspend or terminate your listing on Quotespot.co.uk without notice.

(b) Passwords
As Mediamash (NI) Limited provides to you a password that allows you to access certain parts of Quotespot.co.uk, you are solely responsible for maintaining the confidentiality and security of your password and your account information, and in addition you are fully responsible for all activities that occur under your account. You agree that you will immediately notify the Webmaster of Quotespot.co.uk of any unauthorized use of your password or account, or any other breach of security, and that you will log off of Quotespot.co.uk at the end of each session to prevent the possibility of fraud on your account by others. In the event You lose your User ID or Password or such information becomes available to any party that is not authorized to possess such information, You agree to notify Quotespot.co.uk at Info@Quotespot.co.uk so that we can disengage access to the Site under the old User ID and Password and issue You a new User ID and password.

(c) Site Rules for Use of Quotespot.co.uk

(1) Conduct Required
It is a condition of your use of Quotespot.co.uk that you do not: (a) restrict or inhibit any other user from using Quotespot.co.uk; (b) post or transmit any unlawful, threatening, abusive, libellous, defamatory, obscene, vulgar, pornographic, profane or indecent information of any kind, including without limitation, any images or other material depicting nudity; (c) post or transmit comments containing harassing or offensive language, including sexual references, racial slurs, hate propaganda or mongering, swearing, or rude or deliberately offensive comments, or engage in disruptive activities online, including excessive use of scripts or use of viruses, bots, worms or Trojan horses; (d) post or transmit any information, software or other material that is fraudulent or violates or infringes the rights of others, including material that violates privacy rights, or infringes copyright, trademark or other proprietary rights, without first obtaining permission from the owner of those rights; (e) post or transmit any information, software or other material that contains a virus, malware or other harmful component; (f) post or transmit content that encourages any illegal activities; (g) post, transmit or in any way exploit any information on Quotespot.co.uk, software or other material for commercial purposes; (h) impersonate any person or entity or falsely state or otherwise misrepresent your professional or other affiliation with any person or entity; (i) resell, redistribute, broadcast or transfer the information or use the information derived from Quotespot.co.uk in a searchable, machine-readable database; (j) use Quotespot.co.uk to collect personally identifying information about users of Quotespot.co.uk in violation of our Privacy Policy; (k) post or transmit any transmissions constituting or encouraging conduct that would constitute a criminal offense, give rise to civil liability or otherwise violate any local, state, provincial, national or international law; (l) submit to the directory multiple websites with different URLs that re-direct a user to one another website; (m) submit to the directory more than one URL for a single category; (n) update directory listings with intent to distort or misrepresent them, including but not limited to changing titles of the entries, descriptions of the entries, URLs, or keywords, or (o) attempt to gain unauthorized access to Quotespot.co.uk.

(2) Site Monitoring

Mediamash (NI) Limited has no obligation to monitor the use of Quotespot.co.uk by visitors or subscribers. You acknowledge and agree that Mediamash (NI) Limited reserves the right to, and may from time to time, monitor any or all information transmitted or received through Quotespot.co.uk for operational and other purposes. During monitoring, information may be examined, recorded, copied, and used for authorized purposes in accordance with our Privacy Policy. Use of Quotespot.co.uk constitutes consent to such monitoring. Furthermore, Mediamash (NI) Limited reserves the right to disclose any information published on Quotespot.co.uk as necessary to satisfy any law, regulation or government request, or to refuse to post, or to remove, any information or materials, in whole or in part, that in MEDIAMASH (NI) Limited’s sole and absolute discretion are objectionable or in violation of these Terms.

(3) Information License

By registering as a subscriber to Quotespot.co.uk and uploading your content or engaging in any other form of communication through Quotespot.co.uk you are granting Quotespot.co.uk and MEDIAMASH (NI) Limited a royalty-free, irrevocable, perpetual, non-exclusive, unrestricted, worldwide license to (a) use, copy, adapt, transmit, publicly display any such Communication, and (b) sublicense to any third parties the unrestricted right to exercise any of the foregoing rights granted. No submitted content shall be subject to any obligation of confidence on the part of Quotespot.co.uk or MEDIAMASH (NI) Limited.

(4) Content on Quotespot.co.uk

Content posted through Quotespot.co.uk is provided by subscribers who are unaffiliated with Quotespot.co.uk, and the user providing each such content is solely responsible for the content thereof. This means that you, and not Quotespot.co.uk or Mediamash (NI) Limited, are entirely responsible for all Content that you upload, post, email or otherwise transmit via Quotespot.co.uk. In using Quotespot.co.uk or receiving e-mail messages from members through Quotespot.co.uk, you should not assume that such messages have been reviewed by Mediamash (NI) Limited or Quotespot.co.uk, that such Content contains correct and accurate information, or that the persons posting such Content have accurately identified themselves and/or their affiliation with any third party. You understand that by using Quotespot.co.uk you may possibly be exposed to Content that is offensive, indecent, or objectionable. Under no circumstances will Mediamash (NI) Limited or Quotespot.co.uk be liable in any way for any Communication, including, but not limited to, liability for any errors or omissions in any Communication, or for any loss or damage of any kind incurred as a result of the use of any Communication posted, e-mailed, or otherwise transmitted via Quotespot.co.uk.

2. Limitation of Liability and Disclaimers

The Visitor or Subscriber understands the information provided to You through Quotespot.co.uk is done so on an “as-is” basis and without any warranties or assurances of any kind, implied or express, by MEDIAMASH (NI) Limited or Quotespot.co.uk. Most of the information which You may view is being provided to Quotespot.co.uk by third parties who have granted MEDIAMASH (NI) Limited permission to publish this information on Quotespot.co.uk. To the extent possible, MEDIAMASH (NI) Limited and Quotespot.co.uk attempts to identify sources of third-party information published on the Site.
However, MEDIAMASH (NI) Limited and Quotespot.co.uk EXPRESSLY DISCLAIMS ANY WARRANTIES OF ANY KIND RELATED TO THE INFORMATION CONTAINED ON THIS SITE, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO, ANY ADVICE OR RECOMMENDATIONS WHICH MAY BE CONTAINED ON THE SITE, AND THE IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, ACCURACY, COMPLETENESS, TITLE OR SECURITY. YOU AGREE TO INDEMNIFY AND HOLD QUOTESPOT.CO.UK, MEDIAMASH (NI) LIMITED AND IT’S OWNER, HARMLESS FROM AND AGAINST ANY LOSSES, LIABILITIES AND/OR DAMAGES INCURRED BY YOU OR ANY THIRD PARTY THROUGH THE USE OF YOUR USER ID AND PASSWORD IN USING USE THE SITE OR THE RELIANCE UPON ANY INFORMATION OR CONTENT WHICH MAY BE PUBLISHED, FROM TIME TO TIME, ON THE SITE BY QUOTESPOT.CO.UK OR MEDIAMASH (NI) LIMITED.

NEITHER QUOTESPOT.CO.UK, MEDIAMASH (NI) LIMITED, NOR ANY INTERNET SERVICE PROVIDERS SHALL BE RESPONSIBLE FOR ANY COMPENSATION, CLAIM FOR ANY LOSS, PROPERTY DAMAGE OR BODILY INJURY RESULTING FROM YOUR USE OR RELIANCE OF THE SITE OR ANY INFORMATION WHICH MAY BE PUBLISHED ON THE SITE, WHETHER SUCH CLAIM ARISES IN CONTRACT, TORT, STRICT LIABILITY OR OTHERWISE, AND YOU EXPRESSLY ACKNOWLEDGE THAT QUOTESPOT.CO.UK SHALL NOT BE LIABLE TO YOU OR ANY THIRD PARTIES FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, ECONOMIC, EXEMPLARY OR PUNITIVE DAMAGES OF ANY KIND WHATSOEVER RESULTING FROM ANY ACCESS TO THE SITE BY YOU OR ANY THIRD PARTIES.

3. Accessibility

Quotespot.co.uk is intended for use solely by residents of the United Kingdom (this excludes the Channel Islands and the Isle of Man). Whilst every care and all reasonable steps are taken to ensure this website is always accessible we will not be held liable if, for any reason, the website is unavailable for any period. We may also have to temporarily suspend access to the website for maintenance but we will try to keep any disruption to a minimum. In addition we cannot guarantee that this website will be free of viruses or defects of any description and we will not be held liable for any technical problems you may suffer as a result of your use of this website.

4. Modification

MEDIAMASH (NI) Limited reserves the right, in its sole discretion, to amend this Agreement, and to modify, add or discontinue any aspect, content, or features of Quotespot.co.uk. Such amendments, modifications, additions or deletions shall become effective upon notice thereof, which may be provided to you by posting on Quotespot.co.uk, via e-mail or any other reasonable means. Continued use of Quotespot.co.uk by you shall constitute your binding acceptance of any such amendments, modifications, additions or deletions.

5. Originality

The Subscriber warrants and represents that all content submitted will be original and created by the Subscriber, that publication and use thereof will not infringe any copyright or any other right of any person or entity or be otherwise unlawful. You agree to indemnify Quotespot.co.uk, MEDIAMASH (NI) Limited, and it’s owner from any claim, damage, loss, or expense (including reasonable attorney’s fees) arising out of any foregoing warranties or representations. The Subscriber also agrees by using Quotespot.co.uk, that any information for which you become aware of through any activity performed as part of your duties or responsibilities under this agreement shall remain confidential and shall not be disclosed to any third party without MEDIAMASH (NI) Limited’s prior written consent.

6. General Disclaimer
To the fullest extent permitted by applicable laws of Northern Ireland, UK, Quotespot.co.uk and MEDIAMASH (NI) Limited hereby excludes liability for any claims, loss, or damages of any kind with respect to the service, information and materials given on this website including, but not limited to, direct, indirect, incidental or consequential loss or damage, whether arising from loss of profits, loss of revenue, loss of data, loss of use or otherwise, whether the possibility of such loss has or has not been notified to us or not. The above shall apply whether such claims, loss or damage arises in tort, contract, negligence, under statute or otherwise.